https://www.jchs.harvard.edu/sites/default/files/reports/files/Harvard_JCHS_The_State_of_the_Nations_Housing_2020_Report_Revised_120720.pdf, Crowley, S. (2003). (June 24, 2020), available at, Protecting Renters from Evictions and Fees Act of 2020, S. 4097, 116th Cong., 2nd sess. The federal ERA Program allows local programs to help with moving expenses, security deposits, rental applications or screening fees. U.S. Department of the Treasury Emergency Rental Assistance You might also be asked to show: A past due utility or rent bill or eviction notice; Proof that you live in unsafe or unhealthy living conditions, or; Other proof that the program asks you for Waters and Oksana Miranova, Addressing the Eviction Epidemic, Community Service Society, September 28, 2017, available at, Deena Greenberg, Carl Gershenson, and Matthew Desmond, Discrimination in Evictions: Empirical Evidence and Legal Challenges,, Teresa Wiltz, A Pileup of Inequities: Why People of Color Are Hit Hardest by Homelessness, The Pew Charitable Trusts, March 29, 2019, available at, National Homelessness Law Center, Racism, Homelessness, and COVID-19, available at, Kim Parker, Juliana Menasce Horowitz, and Anna Brown, About Half of Lower-Income Americans Report Household Job or Wage Loss Due to COVID-19, Pew Research Center, April 21, 2020, available at, Michael Madowitz and Diana Boesch, The Shambolic Response to the Public Health and Economic Crisis Has Women on the Brink as the Hob Recovery Stalls (Washington: Center for American Progress, 2020), available at, Olugbenga Ajilore, The Persistent Black-White Unemployment Gap Is Built into the Labor Market, Center for American Progress, September 28, 2020, available at, Scott Horsley, Overlooked: Asian American Jobless Rate Surges But Few Take Notice, NPR, October 1, 2020, available at, Centers for Disease Control and Prevention, Hospitalization and Death by Race/Ethnicity, available at, Stout, Analysis of Current and Expected Rental Shortfall and Potential Evictions in the U.S. (Washington: National Council of State Housing Agencies, 2020), available at. They may ask you for a written statement. The Office of Housing Stability's Housing Crisis Case Coordinators can help you deal with the eviction process. Mortality among homeless adults in Boston: Shifts in causes of death over a 15-year period. The federal ERA Program allows local programs to receive up to 18 months of help with rent, including overdue rent, back to March 13, 2020, if the money is available. The question Did you pay your last months rent or mortgage on time? (Question 30) was asked in Phase 1 of the HPS, which includes weeks 1 through 12 (April 23 to July 21, 2020). Harvard University. It is appropriate to get applicants to confirm their rent assistance request and to underline the importance of making an accurate and truthful request. You may also be able to find help at DisasterAssistance.gov . But this depends on your local program. Office of Housing Stability | Boston.gov Email housingstability@boston.gov or call 617-635-4200 to contact us. Based on conversations with grantees and tenants, it can be difficult to describe and document financial hardship due to the COVID-19 pandemic. Or they can ask you to show your income with other documents (for example, unemployment benefits documents, pay stubs, tax documents, a statement from an employer, etc.). Your local program should let you know how their system for prioritizing applications works. Weblow and moderate income households that have had experienced a COVID Hardship and Housing Instability due to the COVID-19 pandemic. For example, people living in lower-income areas rate their own health lower than those living in higher-income neighborhoods.28The Moving to Opportunity (MTO) program provided very low-income families with rental assistance and housing counseling to move from high-poverty to low-poverty neighborhoods.29,30Research on the effects of the MTO program showed that people who moved from high-poverty to low-poverty neighborhoods before the age of 13 were more likely to attend college, had higher incomes, were less likely to be single parents, and lived in better neighborhoods as adults.31Adult women given vouchers through MTO had a lower prevalence of extreme obesity and diabetes after 10 to 16 years compared to those not given vouchers.32. Yes. WebFederal Programs and Funding to Prevent Housing Instability and Homelessness The CARES Act provides additional flexible funding to state, local, tribal, and territorial governments, Diversity, Equity, Inclusion, and Accessibility, Alcohol and Tobacco Tax and Trade Bureau (TTB), Financial Crimes Enforcement Network (FinCEN), Office of the Comptroller of the Currency (OCC), Treasury Inspector General for Tax Administration (TIGTA), Special Inspector General for the Troubled Asset Relief Program (SIGTARP), Special Inspector General for Pandemic Recovery (SIGPR), Budget Request/Annual Performance Plan and Reports, Inspector General Audits and Investigative Reports, Foreign Account Tax Compliance Act (FATCA), The Community Development Financial Institution (CDFI) Fund, Specially Designated Nationals List (SDN List), Sanctions Programs and Country Information, Financial Literacy and Education Commission, The Committee on Foreign Investment in the United States (CFIUS), Macroeconomic and Foreign Exchange Policies of Major Trading Partners, U.S.-China Comprehensive Strategic Economic Dialogue (CED), Small and Disadvantaged Business Utilization, Daily Treasury Par Real Yield Curve Rates, Debt Management Overview and Quarterly Refunding Process, U.S International Portfolio Investment Statistics, Report Fraud Related to Government Contracts, Cashing Savings Bonds in Disaster-Declared Areas, Community Development Financial Institution (CDFI) Fund, Electronic Federal BenefitPayments - GoDirect, General Property, Vehicles, Vessels & Aircraft. We will be happy to walk you through the process. (2011). Check with your local program to find out how they can help. doi: 10.2307/3211288. Certain populations, such as children who move frequently and people who have spent time in prison, may be more affected by housing instability. Public health experts and advocates say that the enforcement of anti-homeless legislation such as this compromises public health and safety at any time;80 and during the COVID-19 pandemic, it increases the potential for viral spread.81. If youre a landlord, eligibility is based on your tenants household needs, and youll be asked to show that your tenants household is eligible for assistance. OHS is looking for students who share an interestin: Interns with OHS will have the opportunity to learn from staff who are knowledgeable about housing resources for tenants and landlords. We also have information on emergency resources for tenants. The affordable housing crisis: Residential mobility of poor families and school mobility of poor children. Some programs may also provide housing counseling, case management, legal representation, and other housing stability services. Journal of Family Issues, 37(7), 921946. Then you must use the money to pay the landlord or utility yourself. Each of the following examples demonstrates elements of those guidelines. WebProvide Proof of Housing Instability - provide proof that your housing situation is unstable. WebTo show housing instability, you may need to sign a written statement. Housing Instability - Healthy People 2030 | health.gov As described in Treasury's FAQs, grantees must determine who is eligible to receive rental assistance. These are the first in a series of examples demonstrating best practices for service delivery and can be an inspiration for how grantees may iterate and evolve their applications and programs to better serve tenants and landlords. (2011). Lost and reduced income has worsened already difficult situations for many. These example pages can be used by program administrators and staff or vendors in building or modifying ERA applications. doi: 10.2307/2137103, Cardoso, M. R. A., Cousens, S. N., de Ges Siqueira, L. F., Alves, F. M., & DAngelo, L. A. V. (2004). Harvard University. Emergency Rental Assistance Program (ERAP) Frequently Asked Demography, 52(5), 17511772. Use your landlord as a reference so they can confirm your risk of housing instability. This means that your local program can set lower income limits to make sure the neediest households get help first. Get lawyer referral services and information at Housing Court. How stable is stable? If your income has changed, you might qualify for lower rent. Check with your local program to find out if theyre using this flexibility. Hardships disproportionately faced by communities of color are being exacerbated by the pandemic and require an equitable recovery that reconciles past harms while also providing solutions for current and future challenges. endstream endobj 209 0 obj <. For example, if the applicant only checks that they need assistance with gas bills, only additional fields pertaining to the gas bill will be shown. This additional evidence will facilitate public health efforts to address housing instability as a social determinant of health. Housing affordability and health: Evidence from New York City. Rental assistance cant be used to cover any utilities and home energy costs that your landlord normally pays for. National data from the U.S. Census Bureaus Household Pulse Survey (HPS)109which started data collection April 23, 2020, and is ongoingwere used to estimate the experiences of housing stability for renters during the COVID-19 pandemic. Eviction Prevention Program If they do not agree, or if they do not respond within seven days (or within five days, if the program contacts your landlord by phone, text, or e-mail), your local program may be able to give the money to you. The link between neighborhood poverty and health: Context or composition?. doi: 10.7758/RSF.2015.1.2.04, Geller, A., & Curtis, M. A. You must sign a written statement that the information in your application is correct and complete, and that you will use the emergency rental assistance for the costs it is meant to cover. Ask your local program about the total amount of help available to you. Due to historic and current policies as well as systemic racism in housing, criminal justice, education, employment, and health care, people of color are more likely to experience homelessness across their lifespan.23 As a result, communities of color are overrepresented in the homeless population, with nearly 40 percent of people experiencing homelessness identifying as Black, 22 percent as Latinx, 3 percent as Native American, and 2 percent as Pacific Islander.24 These racial disparities are only expected to worsen due to the impacts of the neglectful mismanagement of the coronavirus pandemic.25, Although housing insecurity affected communities of color long before COVID-19, the current pandemic continues to exacerbate inequalities. The twelve months of payments can be used to cure arrears and/or pay current housing costs. The question Is this household currently caught up on rent payments? 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